Guides for Indian builders on RERA, tax, collections, sales and handover.https://loftray.com/en-inhttps://loftray.com/blog/broker-lead-ownership-disputes/https://loftray.com/blog/broker-lead-ownership-disputes/Most broker disputes come from an unwritten rule about who found the buyer. A written registration policy, one validity window and a visit log settle them.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/collection-efficiency-kpis/https://loftray.com/blog/collection-efficiency-kpis/Collection efficiency is money received against money that fell due. Here are the six numbers a builder’s CFO should track monthly, with a worked example.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/demand-letter-format-construction-linked-plan/https://loftray.com/blog/demand-letter-format-construction-linked-plan/A CLP demand letter states the certified stage, the instalment, GST, the buyer’s TDS, overdue interest, the due date and the total. Format and worked example.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/excel-vs-erp-for-builders/https://loftray.com/blog/excel-vs-erp-for-builders/Excel works for one project and one accountant. With three live projects, shared sheets, milestone demands and bank matching make an ERP cheaper than errors.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/possession-handover-checklist/https://loftray.com/blog/possession-handover-checklist/Before handing over a flat: occupancy certificate, cleared dues, signed snag list, meter readings, keys and a document pack. The full checklist, in order.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/reconcile-buyer-tds-credits-26qb/https://loftray.com/blog/reconcile-buyer-tds-credits-26qb/Match each buyer’s 1% TDS in your books against the credits in your tax statement every month, and chase the buyer, who alone can correct a wrong filing.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/rera-booking-amount-limit-section-13/https://loftray.com/blog/rera-booking-amount-limit-section-13/A builder may not take more than 10% of a flat’s cost as an advance or application fee before a written agreement for sale is signed and registered (RERA s.13).Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/rera-form-3/https://loftray.com/blog/rera-form-3/Form 3 caps what a builder may draw from the RERA 70% account at the land and construction cost actually incurred, less earlier withdrawals. Worked example.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/rera-interest-on-delayed-payment/https://loftray.com/blog/rera-interest-on-delayed-payment/A buyer who pays late owes interest at the rate the state RERA rules set, the same rate a builder pays for late possession. In Maharashtra that is 10.95% today.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/tally-plus-crm-vs-real-estate-erp/https://loftray.com/blog/tally-plus-crm-vs-real-estate-erp/Tally and a sales CRM each do their own job well. The cost is in the hand-offs between them: bookings, demands, receipts and refunds keyed in twice.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/tds-on-property-income-tax-act-2025/https://loftray.com/blog/tds-on-property-income-tax-act-2025/From 1 April 2026, TDS on a flat worth ₹50 lakh or more falls under s.393(1), Table Sl. 3(i), not s.194-IA. The rate is still 1%; Form 26QB is now Form 141.Thu, 29 Oct 2026 00:00:00 GMThttps://loftray.com/blog/unit-hold-blocking-policy-for-launches/https://loftray.com/blog/unit-hold-blocking-policy-for-launches/A hold policy decides who may reserve a flat, for how long and on what terms. Use short, timed holds with named owners so launch-day inventory stays honest.Thu, 29 Oct 2026 00:00:00 GMT